Asifa Zia -The Realtor YOU want

While a recent announcement from  CNBC  shares that the average national FICO ®  score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s unpack the credit score myth so you can to become a homeowner sooner than you may think. With today’s  low interest rates , many believe now is a great time to buy – and rightfully so!  Fannie Mae  recently noted that 58% of Americans surveyed say it is a good time to buy. Similarly, the  Q3 2019 HOME Survey  by the  National Association of Realtors  said 63% of people believe now is a good time to buy a home. Unfortunately, fear and misinformation often hold qualified and motivated buyers back from taking the leap into homeownership. According to the same  CNBC  article, “For the first time, the average national credit score has reached 706, according to FICO ® , the developer of one of the most commonly used scores by lenders.” This is grea

National Cut Your Energy Costs Day  Some Highlights: On January 10 th  of each year, “ National Cut Your Energy Costs Day ” encourages consumers to reduce their overall energy costs by improving home efficiency. According to  Freddie Mac , a typical U.S. family spends $2,200 per year on energy bills. By making energy efficient upgrades, you could reduce your energy bills by up to 30%. To assess the energy efficiency of your home and see how it measures up, take a moment to check out  Home Energy Yardstick  to calculate your estimated opportunity.  Don’t forget to have your energy bills nearby!