Asifa Zia -The Realtor YOU want

Posted on  November 6, 2014  by  Keller Williams Realty International   With the cooler weather usually comes cooler home sales as well.  However, for the savvy seller, fall and winter could prove to be a very successful home selling season. In the winter, there is less competition on the market and winter buyers may be more motivated to buy as their need to move is more pressing.   Motivated to sell this winter? Here are some tips for winter selling: 1.  Take photos of the house on sunny days  before the clouds take over and the leaves fall from the trees. Sellers want to be sure to show the full potential and beauty of the home. Reach out to clients now and suggest they get photos taken of their home in preparation for cold weather selling. 2.  Create a virtual video tour  of the home. In areas where the weather can get be especially stormy, offering potential buyers the opportunity to first see the home from the comfort of their own computer is helpful. 3. When hosti

                                                Looking for Home Value of your home, in todays market? whether selling or not. Just for the knowledge. Fast and efficient Here is the link What is My home worth? To buy and sell Real Estate Contact me Asifa Zia Licensed in VA Keller Williams Solutions Realty Manassas VA Cell:(540)729-3470 email: aszia09@gmail.com www.buyandsellnorthvirginia.com

                       A short sale is the sale of real estate in which the proceeds from the sale are less than the balance of debts secured by liens against the property and the home owner cannot afford to pay the liens in full. Short sales can be very tricky, no doubt about that.  They also can be very frustrating in particular to the buyer who is involved in the transaction.  There are certain things that can be done to  help successfully complete a short sale.   When purchasing a short sale there are some things that need to be considered before entering into a contract to purchase one.  Here are seven things to consider when purchasing a short sale! Experience Counts Purchasing a short sale is much different than purchasing a home that is a “normal” sale.   A short sale is very complicated in comparison to a “normal” sale.  When purchasing a short sale, the real estate agent representing the buyer should have experience in dealing with short sales.  It is extremely importa

                                 Posted by : Adam Lesne     Here’s the deal… there is no such thing as a cookie cutter scenario when it comes to home financing. Whether it’s FHA, Conventional, Jumbo, VA, USDA, etc… everyone’s situation is different. Portfolio loans are a step  beyond  unique. Portfolio loans are designed to get folks approved when they are not eligible for any “normal” type of financing. These types of mortgages are commonly funded by small banks or credit unions, and are kept in their “portfolio”. The reason portfolio loans are typically found at local banks or credit unions is simply because these companies are more home-grown than your common mega lender. They have every reason to help their local economy grow. They know that if they give a borrower a chance when no one else will, they will be a loyal client for life. Small banks and credit unions are built more around relationships than any lender you’ll find. They are willing to take the risks because t

If you are a current homeowner that wants to purchase a new home, you're most likely asking yourself a question common to folks in your situation: Should I sell before I buy? The answer to that question depends on several factors. Your Personality Just the thought of having two mortgage payments—even for a short period of time—can cause massive anxiety for some people. Even if your lender has assured you of a simultaneous close on the two homes, uncertainty may linger. Then, there is the pressure to accept an unattractive offer just to ensure that the home sells in time. If you wait to buy, you'll have the luxury of being able to negotiate offers as they come in. If you crave certainty, you should probably wait until the current home sells to take on the purchase process. There are, however, those who deal with uncertainty better than others. If that describes you, then starting the purchase process before you sell your current home probably won't faze you.

                              Contact me to get the updated foreclosure and short listing in Northern VA  OR To buy and sell Real Estate , You will get THE best service, and will not regret :-) Contact me Asifa Zia Licensed in VA Keller Williams Solutions Realty Manassas VA Cell:(540)729-3470 email: aszia09@gmail.com www.buyandsellnorthvrginia.com

                                                   The Federal Housing Administration is reducing its annual mortgage insurance premiums by 0.5 percentage points in a move "to expand responsible lending to creditworthy borrowers," the White House said in a statement Wednesday afternoon. FHA also said it would take added steps over the next few months to "cut red tape and clarify lending standards" in reducing mortgage costs for hundreds of thousands of creditworthy borrowers, according to the White House. The FHA's move comes after  several calls  from industry trade groups, associations, and members of Congress urging the agency to lower its insurance premiums, which were increasingly  blamed for sidelining thousands of would-be buyers . FHA-backed loans allow buyers to put down as little as 3.5 percent of the purchase price, and they are a major financing resource for first-time buyers. FHA's mortgage insurance premiums will be reduce