Asifa Zia -The Realtor YOU want

  Winter is here, and its time to start prepping your home for all kinds of crazy weather. The snowy cold and wet weather can be disastrous for the homes. Damage caused by ice and water can b very costly to repair. Its better to prepare your homes ahead of the weather, and save on those costs. Here are some of the things you can do: 1. Inspect your roof, 2. Check all your gutters that they are all clean, and not clogged, 3. Test your sump pump to make sure that it is running and get a backup battery pack if you need, 4. Get your dryer vent cleaned,  5. Check your doors and windows for air leaks, Seal all the leaky windows and doors, you will see a big saving in your utility bill.  6. Turn off your outdoor faucets and make sure your outdoor pipes are insulated, to avoid frozen pipelines.  7. Have your fireplace and chimney inspected. 8. Protect your lawn furniture and store away your lawn equipment. 9. Have your furnace inspected, to make sure everything is running smoothly, and ready f

Market often have questions about the importance of getting a home appraisal and an inspection. That’s because high buyer demand and  low housing supply  are driving intense competition and leading some buyers to consider waiving those contingencies to stand out in the crowded market. But is that the best move? Buying a home is one of the most  important  transactions in your lifetime, and  it’s critical to keep your best interests in mind.  Here’s a breakdown of what to expect from the appraisal and the inspection, and why each one can potentially save you a lot of time, money, and headaches down the road. Home Appraisal The home  appraisal  is a critical step for securing a mortgage on your home. As  Home Light  explains: “. . . lenders typically require an appraisal to ensure that your loan-to-value ratio falls within their underwriting guidelines. Mortgages are secured loans where the lender uses your home as collateral in case you default on the agreed-upon payments.” Put simply: