Asifa Zia -The Realtor YOU want

                  TransUnion's 2016 mortgage and credit card  forecasts  predict that the consumer lending market will have fully recovered by the end of next year from both the mortgage crisis and the ensuing Great Recession that concluded more than six years ago. TransUnion forecasts the national mortgage loan serious delinquency rate (the ratio of borrowers 60 or more days past due) will decline from 2.50 percent at the end of 2015 to 2.06 percent at the conclusion of 2016. Consumer level mortgage delinquency rates peaked in Q1 2010 at 6.94 percent and have been declining nearly every quarter since. Credit card serious delinquency rates (the ratio of bankcard borrowers 90 days or more delinquent on one or more of their credit cards) are expected to conclude 2016 at 1.46 percent. This would mark the fourth consecutive year of delinquency rates just below 1.5 percent, a nearly 50 percent decline in delinquency rates from t...

Beautiful TH in sought after Belmont Community, Ashburn. 3 levels, with light filled living/ dining area with a beautiful bay Window, separate kitchen and breakfast combo, opens onto a large deck. Brand new refrigerator/ice maker. 2 Master suites, with vaulted ceilings,and huge closets. Rec area in fully walkout basement. Attached garage. All the Belmont Comm. Amenities. New AC replaced in 2014. Ashburn Homes For Sale Follow This Home! Search All Homes For Sale Homes Close to Where You Work Avoid Foreclosure What is Your Home Worth? Presented By: Asifa Zia Keller Williams Realty 540-729-3470 Licensed In: VA Schedule a Showing/Request Info  

A must see prop. in Potomac Landing. 2 story foyer, granite kitchen, 2 story great room with sunlight and crown moldings,and breakfast room. A room on main floor which is a legal rm can be used as a study or a bedrm. Master bedrm with tray ceiling,and attchd bath, 3 full bathrooms upstairs. Finished basement with full bath, rec area, wet bar,extra fridge, and another rm that can be a bedroom or rm Search All Homes For Sale Follow This Home! Homes Close to Where You Work Avoid Foreclosure What is Your Home Worth? Presented By: Asifa Zia Keller Williams Realty 540-729-3470 Licensed In: VA Schedule a Showing/Request Info  

Belmont Community of Ashburn, is a beautiful community, because of landscaping, wide roads, and also the golf course. The country club offers so many amenities, also the golf course membership is available to people who live in the area. It is off of route 7, so close toI-66, and only minutes to Dulles airport, and also route 28. This Townhome just went on the market,on Friday. Its a beautiful 3 level property. The front door opens into a foyer, which then takes you to upstairs to main level, to an amazing large living and dining combo, full of light. And a bump out, which makes the room more large.                                                                   And a huge coat closet.  Kitchen has room for a breakfast table, and then the french doors take you to a large deck. The living...

     At the close of last year, many real estate experts predicted the U.S. Federal Reserve would  raise interest rates in 2015 . That prediction never came to be, but even if rates rise later this month or next year, Ralph McLaughlin, a housing economist at Trulia, doesn't think it will scare away many buyers. If rates do increase, it could be as little as a quarter percent. McLaughlin doesn't expect that to have a big  impact on the market , but it could temper home price growth, "which is good news for prospective homebuyers," he says. "Interest rates won't have much of an effect on the 'rent versus buy' math," he explains. "Buying would still be cheaper than renting in most metros around the country." The threat of last year's rumored rate increase propelled some prospective buyers into action, but Nela Richardson, chief economist for national real estate brokerage Redfin, doesn't see that same pattern repeating ...

                                           Whenever you have done a Real Estate transaction, you have heard this word.  And sometimes when you are about to do a Real estate transaction, your Realtor talks about this account.            I will try to explain, what this account is about and why is it important.        When an offer is accepted, the earnest money is deposited into the Real estate brokers escrow account. At closing the earnest money is received back.            An Escrow account is basically a holding account. When you are buying a house , a title company, or a lawyer holds the deposits and the paperwork. So that details are worked out between buyer and seller. At the closing, the escrow officer, records the deed and the funds are distributed.       ...

                      To some people, broken windows, dilapidated roofs or collapsing porches mean trouble. People like Kenny Rushing, a Tampa, Florida-based real estate investor, see dollar signs. "More than 60 percent of the houses I have bought in Tampa were condemned properties," says Rushing. "I have yet to lose money on those." How Properties get Condemned Local authorities condemn buildings for a variety of reasons. In some cases, the government wants to build something in its place and will condemn the property as part of an eminent domain proceeding. Or, it could be a construction, maintenance, or pest issue that makes the structure unusable for its original purpose. In some cases, the repair or maintenance needed is relatively straightforward, but the owner does not always have the resources or know-how to make the repairs or renovations. In these cases, the owner is almost always a motivated seller. Selling the...