Buying a Home in the Winter

Buying a Home in the Winter

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American Dream: Is Owning Your Home Still Realistic?

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                                             In today's market is the American Dream of home ownership still alive? With rising housing costs and a challenging economy one must ask themselves, what does the American Dream mean to me today and how can I achieve it? Where can I get it?  A budget for my personal   American Dream might mean a small apartment or a Mansion  Search for your perfect home on  www.buyandsellnorthvirginia.com
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Getting a Tax Refund? Consider Using It for Your Down Payment

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                        While most people dread tax time, if you are getting a refund, this time of year can seem almost as rewarding as end-of-the-year bonus season. Whether you are receiving a refund of a few hundred dollars or several thousand dollars, if you’re contemplating buying your first home, you may want to deposit your refund into an account dedicated to your down payment fund. “Using your tax refund as a portion of your down payment can be a great idea,” said Clint Madison, a senior mortgage adviser with Envoy Mortgage in Walnut Creek, CA. “The more you put into the down payment, the less you have to borrow.” How Much Will You Get, and How Much Do You Need? According to the IRS, the  average refund for 2013 tax returns  was $3,013 as of March 24, slightly higher than the average for 2012 tax returns. A tax refund of $3,000 can go a long way to a down payment on a home, particularly if you’re us...
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10 Markets Where Asking Prices Have Risen Most

DAILY REAL ESTATE NEWS | MONDAY, APRIL 21, 2014 While  inventories of for-sale homes are on the rise , asking prices are too. The median list price was 5.3 percent higher in March compared to year ago levels, according to realtor.com®’s National Housing Trend Report for March, which tracks 146 housing markets. Some of the largest price increases are occurring in California and Nevada, which lead a list of metros seeing the largest year-over-year increases in median list prices. But newcomers to the list – Houston and Columbia, Mo. – are also gaining ground. According to realtor.com®’s March report, the following metros had the greatest year-over-year list price increases: Stockton-Lodi, Calif: 38.9% Las Vegas, Nev.-Ariz.: 30.4% Detroit, Mich.: 30% Reno, Nev.: 23.5% Riverside-San Bernardino, Calif.: 20.4% Denver, Colo.: 20.1% Houston, Texas: 18.5% Fresno, Calif.: 17.4% Columbia, Mo.: 17.2% Bakersfield, Calif.: 16.4% Source: “ Realtor.com Report: Higher I...
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