Credit Unions Offer Up Unique Home Loan Products

Credit Unions Offer Up Unique Home Loan Products

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How High Tech is Your Home?

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If the latest technology or entertainment options are important in your new home, add the following questions to your buyer’s checklist. Are there enough jacks in every room for cable TV and high-speed Internet hookups? Are there ample telephone extensions or jacks? Is the home pre-wired for home theater or multiroom audio and video? Does it have in-wall speakers? Does the home have a local area network (LAN) for linking computers? Does the home already have wiring for DSL or another high-speed Internet connection? Does the home have multizoning heating and cooling controls with programmable thermostats? Does the home have multiroom lighting controls, window-covering controls, or other home automation features? Is the home wired with multipurpose in-wall wiring that allows for reconfigurations to update services as technology changes? To rate the home on its technological sophistication, fill out the Consumer Electronics Association’s TechHome checklist at  www.ce.or
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7 Home Renovations That Offer the Best ROI for Resale

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  Before you dive into a home renovation project, think about the goal - are you looking to add long-term functionality now, or just make improvements that will help you sell for more? If selling is in your future, you could spend the next few weeks renovating your home to make it look better, but are you really getting the best ROI? As a homeowner, you want the best ROI. What you don’t necessarily need are the biggest bucks—instead, you want to invest in improvements that give you the most bang for your buck. "The higher the resale price, the more profit you can make and the less of a renovation project you'll have to undertake." If you don't sell it soon after, it may be hard to get top dollar for it and you might end up with a big renovation bill.  The right simple home renovation is a great investment in your future. If you’re looking to get top dollar when selling your home in the future, there are some renovations that'll give you the highest ROI. We'll
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More homes in the market, home buyers get more choices!!

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Finally there is good news for the home buyers, they can expect more home inventory and this more choices in Fall 2021. In the residential real estate market, trends generally follow a predictable and seasonal pattern. Typically, the number of homes available for sale (or active monthly listings) peaks in the fall. If we look at the active monthly listings for 2021 , we’ll see that the number of homes on the market has increased fairly steadily since spring this year. New  data from realtor.com  shows that the number of homes available for sale inched up 5.7% in August. That follows 8.8% and 10.4% inventory gains, respectively, in June and July. Since bottoming out this spring, inventory is up 30%.  The  realtor.com  data  shows we’re still seeing an increase in active inventory month-over-month. While that gain is a bit smaller month-to-month , September numbers are still up from the month prior. The buyers faced challenges like bidding wars, multiple offer situations, and not much of
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