Credit Unions Offer Up Unique Home Loan Products

Credit Unions Offer Up Unique Home Loan Products

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How High Tech is Your Home?

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If the latest technology or entertainment options are important in your new home, add the following questions to your buyer’s checklist. Are there enough jacks in every room for cable TV and high-speed Internet hookups? Are there ample telephone extensions or jacks? Is the home pre-wired for home theater or multiroom audio and video? Does it have in-wall speakers? Does the home have a local area network (LAN) for linking computers? Does the home already have wiring for DSL or another high-speed Internet connection? Does the home have multizoning heating and cooling controls with programmable thermostats? Does the home have multiroom lighting controls, window-covering controls, or other home automation features? Is the home wired with multipurpose in-wall wiring that allows for reconfigurations to update services as technology changes? To rate the home on its technological sophistication, fill out the Consumer Electronics Association’s TechHome checklist at  www.c...
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Winter home maintenance!

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  Winter is here, and its time to start prepping your home for all kinds of crazy weather. The snowy cold and wet weather can be disastrous for the homes. Damage caused by ice and water can b very costly to repair. Its better to prepare your homes ahead of the weather, and save on those costs. Here are some of the things you can do: 1. Inspect your roof, 2. Check all your gutters that they are all clean, and not clogged, 3. Test your sump pump to make sure that it is running and get a backup battery pack if you need, 4. Get your dryer vent cleaned,  5. Check your doors and windows for air leaks, Seal all the leaky windows and doors, you will see a big saving in your utility bill.  6. Turn off your outdoor faucets and make sure your outdoor pipes are insulated, to avoid frozen pipelines.  7. Have your fireplace and chimney inspected. 8. Protect your lawn furniture and store away your lawn equipment. 9. Have your furnace inspected, to make sure everything is running sm...
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More homes in the market, home buyers get more choices!!

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Finally there is good news for the home buyers, they can expect more home inventory and this more choices in Fall 2021. In the residential real estate market, trends generally follow a predictable and seasonal pattern. Typically, the number of homes available for sale (or active monthly listings) peaks in the fall. If we look at the active monthly listings for 2021 , we’ll see that the number of homes on the market has increased fairly steadily since spring this year. New  data from realtor.com  shows that the number of homes available for sale inched up 5.7% in August. That follows 8.8% and 10.4% inventory gains, respectively, in June and July. Since bottoming out this spring, inventory is up 30%.  The  realtor.com  data  shows we’re still seeing an increase in active inventory month-over-month. While that gain is a bit smaller month-to-month , September numbers are still up from the month prior. The buyers faced challenges like bidding wars, multiple...
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